How Investments Work
What is an Investment Plan?
An investment plan lets you deposit funds into a fixed-return plan that earns a daily percentage for a set number of days. Your earnings are credited automatically every day without you needing to do anything.
Choosing a Plan Go to Invest from the main navigation. You will see the available plans, each showing the daily return rate, minimum deposit, maximum deposit, and duration in days. Compare the plans and pick one that fits your budget and goals.
Activating a Plan Enter the amount you want to invest (within the plan's limits) and tap Activate. The amount is deducted from your withdrawal balance immediately. You will receive a confirmation and your plan will appear under Active Plans.
Earning Daily Returns Returns are processed once every 24 hours automatically. Each credit goes into your basic balance. You can watch your earnings grow on the Investment page or in your Wallet.
Topping Up a Plan If a plan allows top-ups, you will see a Top Up button beside it. Adding more funds increases your daily earnings for the remaining duration.
Auto-Renew Enable Auto-Renew on any active plan and when it matures, a new plan of the same type and amount activates automatically. Turn it off any time before the plan ends to receive your principal instead.
When a Plan Matures At the end of the duration, your original principal is returned to your withdrawal balance along with any final day's earnings. Nothing is lost — you get your stake back plus all the returns earned during the plan.
Important
- You cannot withdraw funds that are locked inside an active plan.
- Returns accumulate in your basic balance. Move them to withdrawal balance before withdrawing.
- Plans run on UTC time. The daily credit happens at the same UTC time every day.